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The greater things in life aren't usually easy to get your hands on. It can be challenging to find a mortgage that will fit within your budget. To get the home loan that fits your situation, plenty of research is in order. Try the tricks and tips from this article to find a good rate on a great mortgage for your new home.
When you get a quote for a home mortgage, make sure that the paperwork does not mention anything about PMI insurance. Sometimes a mortgage requires that you get PMI insurance in order to get a lower rate. The cost of the insurance can offset the break you get in the rate, however. So, look over this carefully.
By Anne Steele Dec. 2, 2016 9:23 a.m. ET
Xerox Corp. on Friday named Time Warner Cable veteran William Osbourn Jr. finance chief following the companys split into two publicly traded companies at the end of the year, replacing Leslie Varon, who will retire.
Mr. Osbourn will join Xerox Dec. 5 as chief financial officer of the technology business, which will keep its legacy name.
Mr. Osbourn comes from a 13-year career at Time Warner Cable, which he ended as co-CFO. There he was also controller and chief accounting officer, and was key in the spinoff of Time Warner Inc.s cable business.
Ms. Varon, who has served as CFO since October 2015, will retire after the separation. In her 36 years with Xerox she served in several senior finance roles, including corporate controller, vice president of finance for North America and head of investor relations.
Write to Anne Steele at Anne.Steele@wsj.com
The first order of business for both executives and policymakers will be to deal with the market rout caused by the referendum vote. | Dan Kitwood/Getty Images
The UKs financial industry is likely to struggle and employ fewer people.
6/24/16, 10:25 AM CET
Updated 6/24/16, 1:43 PM CET
LONDON The world of finance will never be the same after the historic decision by the U.K. to leave the European Union.
With markets crashing around the world, an economic shock
The 2016 Ford F-150 is the only full-size pickup truck to score the top rating in new front crash tests performed by the insurance industry.
Rival pickups from Chevrolet, GMC, Ram and Toyota didn't fare as well, according to results released Tuesday by the Insurance Institute for Highway Safety.
The institute evaluated 2016 models in a small overlap crash test, which replicates what happens when a vehicle runs off the road and a portion of its front end hits a tree or a pole at 40 miles per hour.
The tests evaluated both crew cab and extended cab versions of each truck, since those are the most popular body styles. A crew cab has four full doors and two full rows of seating. An extended cab has two full front doors, two small rear doors and smaller second-row seats.
The institute also evaluated different body styles because past tests have shown varying results. In tests last year, the 2015 F-150 SuperCab the extended cab version of the F-150 lacked some of the structural elements of the larger F-150 SuperCrew so it got lower safety ratings.
Ford responded by adding reinforcements to the 2016 SuperCab, including high-strength steel tubes in the wheel wells and aluminum rocker panels on the sides that help absorb energy from a crash. Ford also added nylon reinforcements to the door hinges. With those enhancements, both versions of the F-150 now have the institute's highest safety rating of "good."
The results were a vindication for Ford Motor Co., which switched to a lightweight aluminum body on the F-150 in the 2015 model year in order to increase fuel economy. Ford was the first automaker to move away from a steel body on its pickups, and some had questioned whether aluminum would perform as well.
Crash test results varied for other brands. The extended cab versions of the Chevrolet Silverado, GMC Sierra and Toyota Tundra, for example, all performed better than the larger crew cab versions. But the institute said all of them failed to protect the crash test dummy's lower leg and foot. None got the highest safety rating.
Toyota Motor Corp. is evaluating the results, spokeswoman Cindy Knight said. She stressed that the Tundra meets or exceeds all federal safety requirements. The institute performs a different set of tests than federal regulators.
Both versions of the Ram pickup were the worst performers on the small overlap test. The institute said the trucks had a poor structure and the force of the crash pushed the instrument panel and steering wheel back toward the dummy. A message seeking comment was left with Fiat Chrysler.
The institute also tested roof strength to see how well the pickups would protect an occupant in a rollover crash. Roof strength is especially critical for pickup trucks, since studies have shown that pickup drivers are less likely to wear seat belts. A crushed roof can break window glass and doors and make it more likely that an unbelted occupant will be thrown from the vehicle.
The F-150, both Silverados, both Sierras and the Tundra Double Cab the extended version of the Tundra all got the highest ratings for roof strength. The Tundra CrewMax crew cab and both Rams got lower ratings.
The institute said it plans to test two more full-size pickup trucks, the Nissan Titan and the Honda Ridgeline, later this year after both are redesigned.
Our own personal financial situation is something that is always on our minds. It seems that some people have a knack for keeping their's in order, while others tend to struggle. If we just know how to, even though some have it easier or more money to work with, everyone can have a good financial life. This article has tips that can teach you solid money management skills.
Look into a better plan for your cell phone. Chances are if you have had your cell phone for at least a couple of years, there is probably something out there that will benefit you more. Call your provider and ask for a better deal, or look around and see what is being offered.
Knowing how to handle your fi
In today's world financial goals are important. Whether saving for a car, home or even college tuition for your kids, you need a solid plan to hit those goals. Advice can be the best thing for building your foundation for a plan or impacting the plan you already have set forth. Read ahead and find some help that can make the difference you need.
Buying used can save you a lot of cash. Cars for example, lose up to 20% of their purchase price, just by signing on the dotted line and driving off the lot in it. Let someone else pay for that depreciation by purchasing a car that is a couple of years old. Without the hit to your equity, although you will still have a low mileage warrantied